Prosper is seeking a Data Scientist under the Credit Risk Analytics vertical.
You will become a core contributor with machine learning expertise in the credit risk team, delivering results that directly impact business value.
This is a unique, hybrid role where you will not only build and deploy industry-leading predictive models but also play a critical role in shaping our credit risk strategy and business decisions
Build industry-leading machine learning models for managing credit and fraud risks. Collaborate closely with engineering to deploy models into a production environment
Leverage complex data sources (e.g., credit bureau reports, customer-supplied information) at scale to develop credit and fraud strategies to improve the credit performance and optimize risk decisions
Propose and execute strategic solutions to complex business problems, operating effectively within constraints and aligning with broader company objectives
Analyze ad-hoc portfolio performance at a granular segment level on an ongoing basis. Identify trends and conduct root-cause analysis to isolate key performance drivers. Communicate findings and recommendations to the Risk Management and broader Prosper community
Help the team develop internal tools and workflow solutions to increase data science productivity and operational efficiency
Actively monitor credit risk models and strategies in production, extracting actionable insights to significantly impact key business metrics
Assess the potential usefulness and validity of new machine learning algorithms and features sourced from diverse, alternative data providers
Conduct high-impact, ad-hoc analyses supporting risk management, investor services, operations, and corporate development initiatives
Benefits
Take-what-you-need (paid) vacation for salaried employees
20 days of PTO and 7 paid holidays/year for hourly employees
Stock options
401K retirement savings plan with generous matching
Comprehensive health, dental and vision insurance plans, with options specific to your own health coverage needs
Prosper Fit - A monthly stipend to use for gym memberships, personal training sessions, yoga and exercise classes, or club sports/fitness fees
Pre-tax commuter/parking assistance
Snacks and beverage selections in our kitchen
Monthly meet-and-greet happy hours
Perkspot discount programs
One Medical
SF Location - Rooftop deck with ping-pong and foosball table